How to train childrens financial quotient correctly in Dalian family education

The traditional family education in Dalian in China attaches importance to the cultivation of IQ and EQ, and despises the education of financial intelligence. Few parents judge the educational objectives around their children's success in the college entrance examination, thinking that the contents unrelated to the college entrance examination are useless, thus ignoring the education of financial intelligence. Teenagers' credit card swiping is unrestrained, and there is overdraft consumption; In some media reports, we often see "house slaves", "gnawing old people", "Moonlight people" The reason why the "card slave" describes young people's misunderstanding of financial management is the lack of financial intelligence education.

Youth financial intelligence refers to a person's ability to recognize, create and manage wealth, including concepts, knowledge and behavior. Carry out financial quotient education for young people, so that they can establish a correct outlook on money, wealth and values, learn to create and manage wealth better, and enhance their social survival and development ability through experiential perception, learning and cultivation of basic knowledge about money (wealth).

Financial intelligence includes two abilities: one is the ability to correctly understand wealth and the law of wealth multiplication (i.e. values); Second, the ability to correctly apply wealth and the law of wealth multiplication. Financial intelligence is one of the three indispensable qualities of modern social ability, which is parallel to IQ and EQ. It's better to raise a child as a proud child of wealth than to give it to him. Money is a kind of thought, and money is also a quantitative expression of material control ability.

Money thoughts can concretely show a person's intelligence quotient, emotional quotient, financial quotient and adversity quotient (the ability to bear adversity and defeat). Financial intelligence is not produced through training and education. Financial quotient is nurtured, nurtured and experienced through the spiritual world and business understanding. Through the cultivation of financial intelligence, we can establish a correct outlook on money, values and life. Financial intelligence is one of the key factors to achieve a successful life.

In a person's life, the better time period for the formation of financial intelligence, intelligence quotient and emotional intelligence is the youth stage. By using the "raising" method to raise the financial intelligence of teenagers, we can cultivate the financial skills of children, open the wealth password of children, tap the potential of children's financial intelligence, and enrich their financial knowledge. Through the "raising" method to raise finance and finance and promote financial intelligence, the connotation and methods of financial intelligence education can be reflected, so that parents can master the top-level design of effective training of children's financial intelligence and lay a foundation for their children's growth. When young people grow up, they can break the curse of "no more than three generations of wealth" by giving full play to their financial intelligence ability and by means of top-level wealth design and enterprise think tanks.

The cultivation of financial intelligence includes four aspects, namely, the concept of raising money, the ability to raise money, the desire to create wealth, and the career potential. Through the education of children's financial intelligence, young people's financial intelligence and schools, children can find a balance between society and individuals, adapt to the requirements of the commodity society, and realize the perfection of their career and life.